Health insurance for international students in the Netherlands

whether or not you will need to take out Dutch medical health insurance throughout your study within the Netherlands depends on different factors. How lengthy will you live in the Netherlands? Will you just be analyzing, or will you also be running? Do you’ve got coverage in your home u . s . a .? examine more to find out.

Is Dutch medical insurance compulsory for global college students in the Netherlands?
So, whilst is Dutch medical insurance compulsory and while is it no longer? As said earlier, all of it depends in your non-public state of affairs:

international students staying temporarily
Dutch medical health insurance is obligatory whilst the Dutch authorities considers you a resident of the Netherlands. which means that, normally, worldwide college students aren’t obliged to take out Dutch medical insurance, because their stay within the Netherlands is simplest transient.

running inside the Netherlands during your research
once you begin working within the Netherlands throughout your research, whether or not you have taken on a small component-time process, or you’re doing a paid internship or volunteer paintings for which you are getting an allowance, you will in all likelihood be insured underneath the Wlz scheme (the lengthy-term Care Act), and this means you will be obligated to take out Dutch medical health insurance. Please observe, a 0-hour settlement also counts as a task.

SVB evaluation
in case you are not certain whether you are insured beneath the Wlz scheme, you can request an evaluation, free of price, at the website of the Sociale Verzekeringsbank.

Will your property united states of america’s medical health insurance cowl you in the course of your stay?
This relies upon on whether you are from the european, EEA and Switzerland, or not:

ecu, EEA and Switzerland
in case you are from the european, EEA or Switzerland, and you are planning to examine inside the Netherlands, you could practice for the european medical insurance Card (EHIC). This card is issued free of charge and with it, you will be capable of get unfastened or discounted hospital treatment in Europe. be aware, the EHIC isn’t a substitute for tour coverage, because it does no longer cover things like the flight domestic after sustaining critical injuries or ailments. It additionally doesn’t cowl non-public healthcare and (maximum) deliberate remedies.

how to practice for the ecu health insurance Card (EHIC)
you’re eligible to use for the EHIC in case you are paying closer to or covered through your usa’s social safety machine. a way to practice for it differs in step with country. click on here to discover more about your usa’s EHIC utility procedure.

Non-ecu, EEA
if you are from a non-european / EEA us of a, and you aren’t operating (element-time) or doing an internship at some point of your research, you may’t take out Dutch public medical health insurance. Your first-class option is eliminating private health insurance.

Healthcare insurance providers for worldwide students inside the Netherlands
if you are interested in getting rid of pupil medical insurance, you may be happy to know that diverse coverage groups provide special applications for international students. Loonzorg, for example, gives scholar coverage policies with a view to cowl maximum unforeseen pupil fitness expenses.

Healthcare allowance
often, international college students who’re obligated to take out Dutch health insurance can apply for healthcare allowance (zorgtoeslag) to assist cover your monthly premiums. take a look at the requirements for Dutch healthcare allowance.

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